Last Few Days to File ITR for AY 2025-26: Here is the Complete Checklist.

Last Few Days to File ITR for AY 2025-26 Here is the Complete Checklist
Last Few Days to File ITR for AY 2025-26

Last Few Days to File ITR for AY 2025-26 : The Income Tax Department has declared that last date to file Income Tax Return (ITR) is September 15, 2025.

Filing ITR on time is not just a compliance requirement—it’s a smart step toward financial discipline and smooth money management.

Here’s a step-by-step ITR filing checklist to make sure your return is error-free and compliant.

1. Collect All Required Documents to File ITR for AY 2025-26

  • Form 16 .
  • Form 26AS and Annual Information Statement (AIS) to verify tax credits.
  • Bank account statements for interest income.
  • TDS certificates for salary, rent, or contractor payments.
  • Investment proofs for deductions (PPF, ELSS, NPS, home loan, insurance).

2. Verify Your Personal Information

Before filing, check:

  • PAN and Aadhaar must be linked.
  • Name, DOB, and address should match official records.
  • Active bank account details updated for ITR refunds.

3. Select the Correct ITR Form

  • ITR-1 (Sahaj): For salaried individuals with income up to ₹50 lakh.
  • ITR-2: For capital gains, multiple properties, or foreign assets.
  • ITR-3: For professionals, freelancers, and business owners.

Filing ITR with the wrong form may result in rejection or notices.

4. Cross-Check with AIS and Form 26AS

Ensure your declared income matches with Form 26AS and AIS to avoid mismatch notices from Income Tax Department.

5. Claim All Eligible Tax Deductions

Maximize savings while filing ITR by claiming deductions:

  • Section 80C: Investments (ELSS, PPF, NSC, etc.) up to ₹1.5 lakh.
  • Section 80D: Medical insurance premiums.
  • Section 24(b): Home loan interest deduction.
  • HRA and LTA exemptions (if eligible).

6. Report All Sources of Income to File ITR for AY 2025-26

Remember to report:

  • Salary from multiple employers.
  • Interest from savings accounts, FDs, and RDs.
  • Rental income.
  • Capital gains from shares, mutual funds, or property sales.

7. Pay Self-Assessment Tax (If Applicable)

If your tax liability is higher than TDS, pay the balance through challan 280 before submitting your ITR.

8. Verify Your ITR After Filing

Your return is incomplete until it is verified. You can e-verify using:

  • Aadhaar OTP.
  • Net banking.
  • Or send the signed ITR-V form to CPC Bengaluru.

9. Save Acknowledgement Copy

Download and store the ITR-V acknowledgement. It acts as proof of filing and may be required for loans, visas, or future reference.

Frequently Asked Questions (FAQs) on ITR Filing 2025

1. What is the last date to File ITR for AY 2025-26?

The ITR filing last date is September 15, 2025. Filing after the due date may attract late fees under Section 234F.

2. Can I file ITR after the due date?

Yes, you can file a belated return until December 31, 2025. However, late fees, interest, and loss of certain deductions may apply.

3. What happens if I don’t file my ITR?

If you miss the deadline, you may face:

  • Penalty up to ₹5,000.
  • Interest on unpaid tax.
  • Ineligibility to carry forward certain losses.
  • Difficulty in loan/visa processing.

4. Can I file ITR without Form 16?

Yes. You can file ITR without Form 16 by using your salary slips, bank statements, Form 26AS, and AIS to calculate income and TDS.

Yes, linking PAN and Aadhaar is mandatory. Without linking, you won’t be able to file ITR or receive refunds.

Conclusion

The ITR filing last date for FY 2024-25 is September 15, 2025. Filing before the deadline helps you avoid penalties, ensures faster refunds, and keeps you financially compliant. Use this ITR documents checklist to double-check every detail and file your return stress-free.

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